INSURANCE AND CLAIMS
Professional liability

With a thorough understanding of the insurance market and through a strong network of insurance stakeholders, Ian Crotty provides commercial and pragmatic advice to a range of commercial and insurance entities such as insurers, insured professionals in the following areas :-

Construction
  • Architects & Architectural Technologists ;
  • Design Contractors;
  • Building & Main Contractors;
  • Civil & Consulting Engineers ;
  • Project managers ;
  • Quantity surveyors.
Financial Services
  • Financial institutions ;
  • Financial advisers ;
  • Insurance brokers & capacity intermediaries ;
  • Loss adjusters.
Professional Services
  • Accountants and Auditors
  • Actuaries
  • Barristers
  • Consultants
  • Credit reporting agencies
  • Lawyers
  • Mortgage Brokers
  • Surveyors, Valuers and Estate Agents.

Ian has helped many Insured professionals and their insurers reach a successful commercial resolution throughout his career. He works closely with the parties to create a collaborative atmosphere with a focus on the proactive progression of claims to resolution, often involving complex coverage issues. Ian has gained a reputation in the market as being solution-focused and results-driven whilst adopting a common approach to the legal system.

Directors’ & Officers and Management liability

Claims against directors and officers are predicted to increase in an ever-changing catalytic economic climate that has been impacted by developments such as Brexit and the Covid 19 pandemic. These have shaped how companies will operate in an increasingly “hard insurance market”. Ian draws on his experience with the Irish and the UK insurance market to help protect stakeholders’ interests in navigating this terrain. As a result of Ian’s in-house experience, he has an intrinsic understanding of the market insurance policy wordings in place and the complex coverage considerations that can often make or break a small or large business in challenging times. Given his hybrid background, Ian has the ability to work closely with companies, the officers and directors and the insurance stakeholders to ensure that all interests are best served and protected.

Ian Crotty solicitors can provide specialist services in the following areas :-

  • Advising companies and the insurance industry on coverage ;
  • Mediating or arbitrating on coverage disputes ;
  • Assisting the insurance industry in the drafting of updated policy wordings ;
  • Claims audits and risk management advice to companies and the insurance industry ;
  • Advising and defending D&O third party claims
  • Advising directors and officers in regulatory investigations and proceedings.
Employment Practices liability

Ian has advised the insurance industry and Insured entities in this area both in private legal practice and within a global insurance brokerage.

Ian has worked with brokers, insurers and Insured entities on the wording of the relevant up to date EPL policies. Ian has first-hand experience of the many sensitive issues that a business faces in dealing with employment-related claims along with the time, resources and energy that is required to deal with what are often emotive disputes. Ian also recognises the essential importance of collaborative communication between insurers, the Insured and the broker in embarking on a resolution strategy that is in everyone’s interests.

Ian advises on the following types of claims that may arise and trigger the insurance policy :-

  • Unfair Dismissal ;
  • Constructive Dismissal ;
  • Bullying & Harassment/ Discrimination ;
  • Employment Contracts ;
  • Redundancy/Termination considerations. 
Financial Institutions

Ian has valuable experience in this area having managed a captive insurance claims programme for a major Financial Institution.

Ian can assist Financial Institutions directly or via their insurance programme in the key financial lines risk areas they may face (for example professional and liability claims, EPL, D & 0, and Cyber)

Cyber & GDPR

Ian has been heavily involved in the daily management of claims arising in this continuously developing area during his tenure as Claims Leader within a global insurance brokerage. Ian works closely with stakeholders to ensure that all process and coverage investigations are embraced smoothly, efficiently and transparently. Ian has worked with leading insurance companies that have led the charge in underwriting the new emerging risks that arise and has a keen interest in this area.

In addition to the above specialist areas, Ian Crotty solicitors can advise in the following areas of insurance :-

  • Product Liability ;
  • Business Interruption ;
  • Contractors All Risk ;
  • Property Damage Claims ;
  • Re-insurance ;
  • Material Damage & Latent Defects.